Open a Wealthsimple TFSA with referral code XVJHLJ and get a $25 CAD bonus. Here's everything you need to know.
The Tax-Free Savings Account (TFSA) is one of the most powerful investing tools available to Canadians. Any money you earn inside a TFSA — capital gains, dividends, interest — is completely tax-free, even when you withdraw it.
Wealthsimple's TFSA offers $0 commissions on stocks and ETFs, plus access to fractional shares, auto-investing, and one of Canada's best mobile apps. Combined with a $25 referral bonus, it's a strong starting point.
Click the referral link below — it pre-fills code XVJHLJ automatically.
You can also open additional account types later. The referral bonus applies once per user regardless of account type.
Wealthsimple's KYC (Know Your Customer) process takes 5–10 minutes. Have your SIN and photo ID ready.
Link your bank account (TD, RBC, Scotiabank, etc.) and transfer at least $100. Internal Wealthsimple transfers don't count.
The bonus is credited to your account within 24 hours of your deposit clearing. It has a 180-day hold before withdrawal.
Check all items that apply to confirm your eligibility.
Code XVJHLJ · Opens in Wealthsimple
Yes. The Wealthsimple referral code XVJHLJ works when opening any account type, including a TFSA. You must be a new Wealthsimple customer and deposit $100 from an external bank within 30 days of opening the account.
The $25 referral bonus deposited into your TFSA is generally considered employment or other income by the CRA when received, but any growth or earnings within the TFSA is tax-sheltered. Consult a tax professional for personalized advice.
The referral bonus credited to your TFSA may count as a contribution depending on how Wealthsimple classifies it. Contact Wealthsimple or consult a tax professional to confirm the exact TFSA treatment for your situation.