Crypto Referral — Quick Facts
- ✓ Referral code XVJHLJ applies when joining Wealthsimple
- ✓ Access to 50+ cryptocurrencies including BTC, ETH, SOL
- ✓ Trading fee: 1.5–2% spread (no separate commission)
- ✓ Regulated under Canadian securities law
- ✓ Deposit $100 from external bank → get $25 bonus
Important: How the Crypto Referral Works
What Crypto Is Available on Wealthsimple?
Steps to Get Started
- 1
Join Wealthsimple via referral link
Click below — code XVJHLJ is pre-applied. Open any account type first.
- 2
Deposit $100 from your bank
To earn the $25 bonus, deposit $100 from an external bank to any Wealthsimple account.
- 3
Access Wealthsimple Crypto
Once your account is open, navigate to the Crypto section in the app to access crypto trading.
- 4
Start trading crypto
Buy and sell 50+ cryptos directly from the Wealthsimple app. No separate account needed — crypto is integrated.
Do You Qualify?
Check all items that apply to confirm your eligibility.
Code XVJHLJ · Opens in Wealthsimple
Crypto FAQ
Does the Wealthsimple referral code work for crypto accounts?
Yes. Referral code XVJHLJ applies when opening any Wealthsimple account, including Wealthsimple Crypto. You must deposit $100 from an external bank to a Wealthsimple account to qualify for the $25 bonus — the deposit can be to any account type, not specifically crypto.
How does Wealthsimple Crypto compare to Coinbase or Kraken?
Wealthsimple Crypto is a regulated Canadian platform where your crypto holdings are held in trust. It charges a 1.5–2% spread on trades. Coinbase and Kraken offer more coins and lower fees for active traders but are not regulated in Canada in the same way. Wealthsimple is better for casual or beginner crypto investors who want simplicity and Canadian regulation.
Can I hold crypto in my Wealthsimple TFSA?
No. Wealthsimple's crypto holdings are in a separate account and cannot be held inside a TFSA or RRSP. Capital gains on crypto in a personal account are taxable. Wealthsimple does offer crypto ETFs (like Purpose Bitcoin ETF) inside registered accounts, which provide indirect crypto exposure.