Last verified:April 30, 2026
Last updated:April 30, 2026
Next review:July 2026
Advertiser Disclosure: CanadaReferral may earn a commission when you use our referral links to open accounts. This does not affect our editorial independence or the bonus you receive — it is funded separately by the financial institution. We only feature programs we have researched and verified. Learn more about how we make money.
Current Wealthsimple Referral Offer (May 2026)
| Offer Detail | Value |
|---|---|
| Referral Code | XVJHLJ |
| New User Bonus | $25 CAD |
| Referrer Bonus | $25 CAD |
| Minimum Deposit | $100 CAD |
| Eligible Accounts | Personal, TFSA, RRSP |
| New Users Only | Yes |
| Bonus Payment | 5–7 business days after deposit |
| Last Verified | 2026-05-01 |
* Offer terms can change without notice. Always verify current terms at wealthsimple.com/en-ca/referrals.
How to Use the Wealthsimple Referral Code
Follow these steps exactly. The referral code must be applied during initial account creation — it cannot be added retroactively.
- 1
Get the referral link
Copy the referral code XVJHLJ or click the referral link (https://www.wealthsimple.com/invite/XVJHLJ) to open the Wealthsimple signup page with the code pre-applied.
- 2
Create your Wealthsimple account
Complete the online signup form with your name, email, and address. Enter referral code XVJHLJ in the referral code field if it is not pre-filled.
- 3
Verify your identity
Wealthsimple requires identity verification (KYC). Have your government-issued ID ready. This typically takes 5–10 minutes.
- 4
Choose your account type
Select a Personal Investing account, TFSA, or RRSP. All three account types are eligible for the referral bonus.
- 5
Make your qualifying deposit
Deposit at least $100 CAD into your new account. The $25 bonus is deposited within 5–7 business days after your deposit clears.
Wealthsimple Referral Eligibility Requirements
You must meet all of the following conditions to receive the referral bonus:
✓
Canadian resident
Must be a resident of Canada with a Canadian address.
✓
New Wealthsimple user
No previous or existing Wealthsimple accounts of any type.
✓
Code applied during signup
The referral code must be entered during account creation.
✓
Identity verified
Must complete Wealthsimple's KYC process successfully.
✓
Qualifying deposit
Must deposit at least $100 into an eligible account.
Not eligible:
- • Existing Wealthsimple account holders
- • Accounts opened without the referral code
- • Users who previously closed a Wealthsimple account
- • Non-Canadian residents
Wealthsimple Referral Code — FAQ
Common questions about the Wealthsimple referral program: